For residents of Virginia, enjoying a healthy lifestyle is normal. The United Health Foundation ranked Virginia as the 21st healthiest state during 2012. The Old Dominion has several strengths going for it health issues wise, including residents that take only a few mental and physical sick days.
There is a low percentage of poverty stricken children as well as a low violent crime rate. But, of course, not every state is immune to all health issues, just like even a healthy person can be susceptible to a sickness or an accident. The state struggles with access to healthcare in certain parts of the state due to the geographic disparity. Some areas are very urban while others are rural and finding a doctor within your network can be difficult in some areas.
Virginia Health Insurance Quotes and Facts
The state also has a problem with obesity and diabetes, both of which are one of the most severe health issues plaguing the nation. The problem lies in the fact that with a sedentary lifestyle comes preventable health issues, which cost our nation and the state of Virginia millions of dollars every year. Preventable healthcare is now a major concern, but without the right kind of health insurance, it’s hard to make people change their lifestyle to a healthier one. Another key factor of preventable healthcare is immunization.
Virginia still needs to raise their immunization coverage rate because right now, it’s floundering. Immunizations help protect the spread of disease and other viruses, especially among young children. But, without the right healthcare, children and adults both don’t get the attention they deserve because going to the doctor can be expensive. Don’t skimp on health insurance to save money. Instead, use our website to compare Virginia health insurance plans and quotes to find affordable, reliable healthcare.
Virginia Medical Insurance Statistics
Looking at Virginia medical statistics may not seem important to your healthcare search, but it can actually provide some vital information that will assist you. When looking for Virginia health insurance, if you choose to opt for an HMO or PPO plan, make sure that your doctor is in your network. Luckily, Virginia has a high HMO enrollment, meaning the chances of finding an in-network doctor are reasonable.
Consider the following statistics about health care coverage in Virginia:
- Total Virginia Residents – 7,822,000
- Virginia uninsured residents – 14%
- Total Virginia HMO enrollment – 1,444,528
- Average annual employee premium in Virginia employer-sponsored plan (after employer contribution): $1,081
- Average California hospital cost per inpatient day (before insurance) – $1,736
Source data according to the Kaiser Family Foundation:
- Total Number of Residents, states (2010-2011), U.S. (2011)
- Health Insurance Coverage of the Total Population, states (2010-2011), U.S. (2011)
- Total HMO Enrollment, July 2011
- Average Single Premium per Enrolled Employee For Employer-Based Health Insurance, 2011
- Hospital Adjusted Expenses per Inpatient Day, 2010
Virginia state government health insurance resources
- Commonwealth of Virginia Bureau of Insurance: This website was established to ensure that Virginia citizens have access to reliable insurance protection and that providers of insurance can support insured claims. Located in Richmond, you can contact them at: Bureau of Insurance PO Box 1157 Richmond, Virginia 23218-1157 or by phone at 804-371-9741 or 1-800-552-7945.
- Virginia Department of Health: This website provides information on healthy living, immunizations, and other health related issues.
- Virginia Benefits.gov: This website provides information regarding government benefits including but not limited to Medicaid, WIC programs for women and children, the SNAP program, and children’s breakfast and lunch programs.
- Virginia Health Care Foundation: This website provides an overview of how the Affordable Care Act will affect Virginians and other resources that can help you navigate the upcoming changes.
The Cost of a Virginia Health Insurance Quote
Although Virginia has good health statistics, that doesn’t mean there aren’t families and individuals that aren’t struggling with the health insurance issue. Whether you’ve lost your job and can’t afford COBRA or want to start your own business, but feel trapped by your good benefits, it’s helpful to know that you have options. As the market shifts to independent contractors and freelance work, many workers may find themselves searching for insurance on the individual market and currently, that can be very expensive. Knowing what your options are can help you find Virginia health insurance for a reasonable price.
While Virginia has high rankings on the majority of health issues, access to affordable individual healthcare is lacking. The government has few guarantees for those on the individual market, it doesn’t have a high risk pool and it doesn’t allow self-employed people to group together to apply for insurance, which would reduce risk. In 2014 that all changes.
If you’re in the market for Virginia health insurance now or in a few months, let us help you find a plan that works for you.