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United Health Foundation ranked Florida as the 34th healthiest state, keeping its spot from 2011. Let’s have a look at your options.

Living in The Sunshine State has its advantages. Surrounded by coastline and with warm weather all year, it’s hard to imagine getting sick in such a beautiful area. Maybe a sunburn every now and then, but Florida has health issues just like any other state and surprisingly, it’s ranked pretty low as far as health status goes. The United Health Foundation ranked Florida as the 34th healthiest state, keeping its spot from 2011.

Some of the more pressing issues that Florida’s healthcare system faces is the fact that many residents, almost 4 million, don’t get enough physical activity and are considered obese. Obesity can lead to a variety of health problems including Type 2 Diabetes, heart and organ problems, as well as decreased brain function over a long period of time.

Florida Health Insurance Quotes and Facts

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Your guide to health insurance in Florida

Physical activity is required to keep your mind and body healthy. Without it, too many people get sick when they normally wouldn’t. Other issues Florida needs to address include a huge geographic disparity between those who have access to healthcare and those who can’t afford it. The number of children in poverty has grown more than 5% in the past 5 years, and when you’re young is when healthcare is most vital.

As children grow, regular doctor visits are required to ensure that bones are maturing, teeth are being taken care of and vision issues are addressed early on. Without proper child healthcare, children are more likely to grow up with long term health issues and lead an unhealthy lifestyle. In 2014, the Affordable Care Act makes it illegal to not have health insurance. Florida residents that need health insurance will have another option of purchasing a policy through the state insurance exchange. If you need help finding a policy that works for you and your family, use our quote comparison tool to get a variety of policies offered in your area at an affordable rate.

 Florida Medical Insurance Statistics

When you understand certain facts about the nature of Florida’s healthcare, it can help you tailor a policy that not only meets your needs, but addresses specific state issues. For example, if the price for inpatient hospital stays in Florida average $2,000 per day, you know that a $5,000 out of pocket maximum will be used quickly.

Consider the following statistics about health care coverage in Florida:

  • Total Florida Residents – 18,844,000
  • Florida uninsured residents – 20%
  • Total Florida HMO enrollment – 3,955,341
  • Average annual employee premium in Florida employer-sponsored plan (after employer contribution): $1,135
  • Average Florida hospital cost per inpatient day (before insurance) – $1,837

Source data according to the Kaiser Family Foundation:

  • Total Number of Residents, states (2010-2011), U.S. (2011)
  • Health Insurance Coverage of the Total Population, states (2010-2011), U.S. (2011)
  • Total HMO Enrollment, July 2011
  • Average Single Premium per Enrolled Employee For Employer-Based Health Insurance, 2011
  • Hospital Adjusted Expenses per Inpatient Day, 2010

Florida state government health insurance resources

The seal of Florida state
Official resources on Arizona health insurance
  • Florida Department of Health: This website provides information for citizens and visitors alike as well as gives you access to healthcare services within your community. Become aware of public meetings and Florida’s vital statistics.
  • Florida Consumer Assistance: This provides a variety of insurance departments that can help you with your search for insurance under the Affordable Care Act.
  • Florida Medicaid Services: If you can’t afford individual health insurance, you may qualify for Medicaid. Check this website to see if you’re eligible to apply.
  • Florida Insurance Guide: Everything you wanted to know about any kind of insurance in the state.
  • Florida Office of Insurance Regulation: This website provides useful information on how the state will implement the rules of the Affordable Care Act.

The Cost of a Florida Health Insurance Quote

It’s hard to find reliable, affordable health insurance no matter where you live, but if you live in Florida, you may have a harder time sorting through policies than most. Florida was ranked very low in a recent study conducted by the Commonwealth Fund Commission, which judged states based on access to healthcare, prevention and treatment methods as well as preventable hospitalizations, health costs, and the prevalence of a healthy lifestyle.

Although we’re bombarded with images of fit, tan Floridians in the movies and on the television, that’s just not true. That’s why it’s more important than ever for Florida residents to understand what personal health problems need to be addressed and how to get an insurance policy that provides the best coverage. Florida’s healthcare system isn’t going to help you. It’s up to you to understand what your options are and how to get the best price.

The best way to find an affordable Florida health insurance quote is to know your right and use all your resources. Compare policies and quotes using our quote comparison tool.